Drive Your Dream Car in Africa — No Deposit, No Bank Needed

Drive Now — Keep Your Cash: New No-Deposit Car Plans for Africa

Owning a reliable car can transform daily life — from safer commutes to more work opportunities and family freedom. Yet many Africans face huge upfront costs, strict bank lending, or lack of local credit history. That’s why our flexible rent-to-own and installment plans were created — to help people across Africa access dependable vehicles without a large deposit or bank loan.

Whether you’re in Lagos, Nairobi, Accra, Johannesburg, Casablanca or Kampala, our program connects you with trusted local partners offering cars on manageable monthly payments and straightforward requirements.

Why this option is ideal for many Africans

No large deposit needed — Keep your savings for family, business, or emergencies.

No bank loan required — Avoid long bank paperwork, collateral, or strict credit history checks.

Flexible monthly plans — Choose terms that fit your income cycle (monthly, biweekly).

Wide vehicle selection — From economy hatchbacks to family SUVs and light commercial vehicles.

Local partners & support — Paperwork and servicing options handled through trusted regional partners.

Fast conditional approval — Quick pre-qualification so you know what you can afford before committing (final terms subject to verification).

Who benefits most

New employees without a local credit history

Gig economy workers (delivery, ride-hail, couriers) who need reliable transport

Families needing a practical, affordable family car

Small businesses requiring light commercial vehicles (pickups, vans)

People who prefer to avoid long bank loan processes

Popular car types we help people access (examples)

Economy & City Cars

Toyota Yaris / Corolla

Hyundai i10 / Accent

Kia Picanto

Family & Utility

Toyota RAV4 / Corolla Cross

Hyundai Tucson / Santa Fe

Ford EcoSport

Light Commercial

Toyota Hilux / Hilux single cab

Nissan NP300 / Renault Kangoo

Premium options available at rent-to-own rates

Toyota Land Cruiser Prado

Mercedes-Benz C/E Class (select cities)

How it works (simple 4-step process)

Select the car — Browse an Africa-wide lineup and choose by price bracket, fuel type, seats, or load capacity.

Quick pre-check — Submit a short form (ID, proof of income/earnings, contact). Get a fast conditional offer.

Confirm terms — Choose a payment schedule and sign the rent-to-own agreement with local partner. Final approval after quick verification.

Drive away — Collect your vehicle and start paying monthly. Support and servicing options available through partner centres.

Note: Requirements vary by country and partner. Final approval depends on identity verification and local partner checks.

Documents commonly requested (varies by country)

National ID / Passport

Proof of residence (utility bill, tenancy agreement)

Proof of income (pay slip, bank statement, letter from employer)

Valid driver’s licence

In some markets we accept mobile money transaction history or alternative proof of income for self-employed applicants.

Payment examples (illustrative only — actual plans vary by car, country and term)

Car model Example monthly (USD) Term

Small hatch (Toyota Yaris) $150–$220 36 months

Family SUV (Toyota RAV4) $300–$450 36–48 months

Light pickup (Toyota Hilux) $350–$500 36–48 months

Premium sedan $650+ 48 months

Payments may be lower or higher depending on local taxes, registration, model year, and plan length. Local currency billing available in many countries.

Why this is practical for African households & workers

Protect family savings — Avoid tying up a large sum in a deposit.

Boost earning potential — Use the car for rideshare, deliveries, or business deliveries to increase income.

Predictable budgeting — Fixed monthly payments make household planning easier.

Avoid lengthy bank rejections — Alternative underwriting helps applicants with limited banking history.

Safety, service and local support

We partner with reputable dealers and service centres across major African cities. Many plans include optional service & maintenance packages, tyre and battery checks, and vetted mechanics. Insurance options and registration handling are available through local partners as add-ons.

Real stories (examples)

Chinedu, Lagos — “I needed a pickup for my small delivery business but banks asked for big deposits. With the installment plan I started work the same week and my income doubled in two months.”

Aisha, Nairobi — “I got approved quickly with just my business transactions on M-Pesa. Payments are flexible and the car helped me take on new clients.”

Important notes & eligibility

Offers vary by country — local taxes, import duties and registration fees may affect total cost.

Conditional approval is fast; final approval requires identity and income verification.

Always read the rental/purchase agreement carefully — terms for early payoff, warranty and repossession vary.

Who we work with (examples of support)

Local authorised dealers and certified used car networks

Microfinance and fintech partners offering alternative underwriting

Mobile money and digital wallets for flexible payment handling

Local service centres and fleet managers for servicing & roadside assistance

Frequently Asked Questions (quick)

Q: Do I need a bank account?

A: Not always. Some plans accept mobile money, informal income proofs, or employer letters — subject to local partner acceptance.

Q: Is my credit history required?

A: Traditional credit checks are not required in many plans; alternative verification is used instead.

Q: What if I miss a payment?

A: Contact your local provider immediately. Options may include a grace period, rescheduling, or support depending on the terms.